Life insurance is one of those decisions that people delay because it doesn’t feel urgent until it is. The conversation about financial protection rarely starts soon enough, and when it doesn’t, the people left behind are the ones who bear the cost.

At MPG Insurance Broking LLP, we approach life insurance as a planning conversation, not a product sale. We help individuals, families, and businesses identify the right level of cover, choose the right policy structure, and make sure the protection in place actually matches the risk being managed.

Life Insurance Solutions We Work With

Individual Life Insurance

A traditional life insurance policy provides a death benefit a lump-sum payout to your nominees in the event of your passing. Depending on the policy type, it may also accumulate a savings or investment component over the policy term. We help you assess what your dependants would actually need not just what a standard calculator suggests and find a policy that meets that number.

Group Life Insurance

For businesses, a group life policy provides coverage to all employees under a single master policy. It's a meaningful employee benefit that's often more cost efficient than individual policies and it demonstrates that the organisation values its people beyond the workplace. We advise HR and finance teams on structuring group life cover that's adequate, affordable, and aligned with your overall compensation philosophy.

Keyman Insurance

Most businesses have one or two people whose expertise, relationships, or leadership are genuinely critical to operations. If that person were to pass away or become permanently incapacitated, the business would face a real continuity problem. Keyman insurance pays the business a lump sum in such an event providing the capital to manage the transition, hire replacement expertise, or settle outstanding obligations.

GTLI - Group Term Life Insurance

Group term life insurance is a pure protection product no savings component, straightforward death benefit structured for employee groups. It's widely used as part of corporate benefit programmes and can be customised by sum assured, coverage bands by designation, and optional add-ons for accidental death and disability.

Life Insurance as a Business Tool

Most people think of life insurance as a personal protection product. And it is. But for business owners and key professionals, life insurance intersects with succession planning, loan security, partner protection, and employee retention in ways that are worth thinking through carefully.

We’ve had these conversations with clients across industries for decades. The businesses that plan ahead tend to have far fewer financial complications when the unexpected happens.

Let's have the right conversation about life cover.

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