Property Insurance

Comprehensive Protection

Covers your building, assets, and more

Fire & Allied Perils

Protection against fire, lightning, explosion, and more

Natural Calamities Cover

Coverage for floods, earthquakes, storms, and other disasters

Burglary & Theft Protection

Safeguard against loss due to theft and malicious damage

Business Interruption Cover

Financial protection against income loss due to property damage

What's Covered

Comprehensive protection for your property and assets

Building Protection

Coverage for all types of buildings and structures against damage or loss

Contents Cover

Protect furniture, fixtures, equipment, and other business or household contents

Fire & Allied Perils

Protection against fire, lightning, explosion, smoke, and other related perils

Natural Calamities

Coverage for risks like flood, earthquake, cyclone, storm, and more

Burglary & Theft

Financial protection against theft, burglary, and malicious damage

Business Interruption

Compensates for loss of income due to property damage or business shutdown

Public Liability

Covers legal liability for injury or damage to third parties on your premises

Who It's For

Tailored property insurance for every need

Leisure Travelers

Enjoy your vacation knowing you're protected

Residential Property Owners

Secure your home and personal belongings with the right cover

Retail Stores & Malls

Comprehensive protection for retail spaces, shops, and malls

Industries & Warehouses

Specialized coverage for industrial units, warehouses & manufacturing facilities

Construction Projects

Protect buildings under construction and materials at the site
Why Choose MPG

More than a policy. A promise of care

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A business can survive a bad quarter. It’s harder to recover from a warehouse fire, a factory flood, or a burglary that wipes out months of inventory. Physical assets are often the backbone of a business and when they’re damaged or destroyed, the financial impact can be immediate and severe.

At MPG Insurance Broking LLP, we’ve been helping businesses in Mumbai protect their properties and assets for over 125 years. We know how to assess what needs covering, how to structure it correctly, and how to make sure your policy actually pays when you make a claim.

Property Insurance Solutions We Advise On

Fire & Special Perils Insurance

This is the foundation of any commercial property insurance programme. Fire and special perils cover protects your building, contents, plant and machinery, and stock from damage caused by fire, lightning, explosion, storm, flood, earthquake, aircraft damage, and a range of other perils. We advise on the correct sum insured — underinsurance at claim time is one of the most common and costly mistakes businesses make.

Burglary & Theft Insurance

Standard fire policies don't cover theft. A separate burglary policy protects your business against loss of assets due to break-in or theft covering stock, cash, equipment, and business assets. For businesses in jewellery, retail, or manufacturing with high-value inventory, this cover is essential.

Loss of Profit Insurance (Business Interruption)

When a fire or other insured peril forces your business to shut down even temporarily the financial impact doesn't stop at the repair bill. You still have salaries to pay, loan commitments to meet, and revenue that isn't coming in. Loss of Profit (LOP) insurance covers your net profit and fixed expenses during the period of business interruption. It's the cover that keeps your business alive while you rebuild.

Industrial All Risk (IAR) Insurance

For manufacturing units, factories, and industrial facilities, an Industrial All Risk policy provides broad form property protection covering material damage and often business interruption under a single comprehensive programme. It's designed for operations where standard fire cover isn't adequate for the scale and complexity of exposure.

Electronic Equipment Insurance

Servers, medical equipment, industrial machinery, and high value electronics have specific insurance requirements that a standard property policy often doesn't address well. Electronic equipment insurance covers damage, breakdown, and depending on the policy the cost of data reconstruction.

Why Accurate Sum Insured Matters More Than Premium

Most property insurance disputes don’t happen because of fraud or bad faith. They happen because a business was underinsured covered for what the property cost five years ago, not what it would cost to rebuild or replace today.

We carry out a structured review of your assets before recommending coverage levels. That extra step at the start is what prevents an unwelcome surprise when you’re filing a major claim.

Protect what you've built. Talk to MPG about your property cover.