Healthcare costs in India have been rising steadily for years and for businesses, a hospitalisation without adequate group cover can create both a financial and a people problem. The best employers know that a robust health policy isn’t just a benefit, it’s how you retain good people.

MPG Insurance Broking LLP has been structuring health and mediclaim insurance for corporate clients across Mumbai for decades. We understand what makes a group health policy genuinely useful and what makes it look good on paper but fail at claim time.

Health Insurance Solutions We Advise On

Group Health / Mediclaim Insurance

A group mediclaim policy covers your employees and often their families for hospitalisation expenses, day-care procedures, pre- and post hospitalisation costs, and more. We help you choose a policy that fits your workforce size, age profile, and budget, while ensuring the coverage is meaningful, not just nominal.

Family Floater Plans

For business owners and individuals looking to cover their immediate family under a single sum insured, a family floater plan offers flexibility and often better value than individual policies. We advise on the right sum insured based on your family composition and healthcare history.

Top Up & Super Top Up Plans

If you already have a base mediclaim policy but are concerned about adequacy especially given the cost of hospitalisation at premium hospitals a top-up plan is a cost-effective way to significantly extend your coverage. Many businesses use these to supplement their corporate group cover for senior employees.

Critical Illness Cover

Standard mediclaim covers hospitalisation. Critical illness cover pays a lump sum on diagnosis of specified serious conditions cancer, heart attack, stroke, and others. That lump sum can be used for treatment, recovery, or to replace income during a period when the policyholder is unable to work.

Personal Accident Insurance

Accidents happen without warning and often without adequate financial preparation. A personal accident policy provides compensation in the event of accidental death, permanent disability, or temporary disability ensuring that a sudden incident doesn't create long-term financial hardship for the policyholder or their family.

Our Approach to Corporate Health Broking

We don’t just place a group health policy and disappear at renewal. We help HR and finance teams understand what their employees are actually covered for, manage the insurer relationship through the policy year, and step in proactively when a complex claim arises.

Most insurers are willing to settle genuine claims fairly but the process can be slow and bureaucratic. With MPG in your corner, your employees aren’t navigating that alone.

Looking for the right group health cover for your team?

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